Fresh starts and restructuring - the banking world is currently undergoing fundamental changes that have affected all levels, from internal structures to the way customers are served. A bank branch has to redefine itself as a business instrument between data highways and personal dialogue. It has to become a place in which corporate strategies are visible in space and design and where communication is organized according to the criteria of functionality and economy. isaria AG has moved with this new trend from the outset by applying dynamic concepts. One example is the merger between Hypo-Bank and Vereinsbank to form HypoVereinsbank. isaria AG has helped to shape this bank's image -from the display window to the back office.